Decision Engine

Govern every approve, reject, review and escalation decision.

CheckSanction Decision Engine gives risk leaders a configurable policy layer for onboarding, AML, fraud and transaction decisions with explainable scorecards.

Decision StudioPolicy v12
Auto decisions
78%
Current policy
Review route
16%
Human in loop
Decision explanation
Sanctions potential match+35
New high-risk device+18
Longstanding customer-12
Decision capabilities

Configurable policy orchestration for complex risk decisions.

Create a consistent decision path across products and markets while keeping evidence, scoring and overrides visible to reviewers.

Rule Builder

Configure thresholds, conditions and decision paths using transparent business logic.

Policy Engine

Version policies, route exceptions and apply rules consistently across products.

Scoring Engine

Combine AML, fraud, customer and transaction signals into explainable risk scores.

Workflow Orchestration

Route decisions to approve, reject, enhanced due diligence or specialist review.

Explainable AI

Present model factors and business rules in language analysts and auditors understand.

Decision Matrix

Map risk bands, policy requirements and workflow actions in one controlled matrix.

Rule builder

Transparent logic for regulated decisioning.

Business teams can express policies through structured conditions, risk thresholds and action outcomes while keeping the operating model clear for reviewers.

  • Reusable policy blocks for AML, fraud and onboarding journeys.
  • Versioned decision policies with supervisor approval language.
  • Explainable score contributions attached to every outcome.
Policy: Digital onboardingDraft
IFRisk score> 80Enhanced DD
ANDDevice trust< 40Manual review
ORSanctions matchTrueReject
ApproveReviewReject

Decision outcome distribution

Last 30 days

Policy signal mix

Decision matrix

Risk bandAML statusFraud statusActionReviewer
0-39ClearTrustedApproveAutomated
40-69ReviewModerateQueueRisk analyst
70-84EDDElevatedEscalateSupervisor
85-100BlockedCriticalRejectCompliance lead
Decision intelligence

Turn risk policies into governed decisions.

Request a walkthrough of rule building, scoring, workflow orchestration and explainability.